Skip to main content
MCU
Join
Payroll deduction

Save before you see it.

Payroll deduction lets you save with MCU straight from your wages, before the money lands in your bank account. A fixed amount comes off every payday and into your share account, automatically.

For employees

I'd like to save through my wages.

If your employer offers MCU payroll deduction, you can sign up in a few minutes. If they don't, we'll help you ask.

Read more
For employers

I run a business and want to offer this.

It's a small payroll setup that delivers a real benefit to your staff and costs your business nothing.

Set it up
Why it works

The savings habit that runs itself.

  • No willpower required.

    The money is set aside before you ever see it, so you're not deciding each month whether to save.

  • Predictable amounts.

    You pick a fixed weekly or monthly figure. Change it at any time by speaking to your employer's payroll team.

  • It stacks up faster than you think.

    £20 a week is a little over £1,000 a year before any dividend — enough to cover Christmas, MOTs, or a holiday by next summer.

  • Loan repayments work the same way.

    If you have an MCU loan, the repayment can also come from payroll. One deduction, no missed dates.

Not sure if your employer offers it?

Email us your employer's name and we'll check.

Email info@mcu.im